Terms Definitions Q& A of the Life Insurance Industry and Annuities
Terms/Questions Definitions/Answer
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Welcome to FindLifeInsuranceCompanies.com Insurance Agent and Information listing website. My name is Kevin Wright, and I am a licensed Independent Insurance Agent in the great state of Texas and some other states. Let me get right to it regarding lost life insurance money you think you may be owed. Before Agents can sell a life insurance policy to a client they have to have a license controlled by a government authority known as TDI. Furthermore for insurance agents to sell annuities requires an additional level of state testing that must be passed.
One of the biggest questions that I hear folks ask me in Texas and other states is, Kevin, how do I find an old life insurance policy that I believe I may be entitled to and that may be lost money I can cash out or reinvest/roll over into a new policy on my own? I would suggest to them and anyone else that wants to avoid hiring an agent on a special project mission to contact the Texas Government Insurance Authorities known as the Texas Department of Insurance or just simply have a good insurance agent advise you. With regards to the authorities at the Texas Department of Insurance, they have a Commissioner that heads the Department for the Governor and one of their responsibilities is to regulate how life insurance money is handled when folks die and have heirs that have money waiting. They also set regulations on insurance agents, brokers and Insurance Companies and they may be able to help guild you eventually to the information about the truth about any money you may or may not have in what you may or may not have thought was a long-lost life insurance policy or even perhaps you are a beneficiary of an annuity. I know just how sensitive these topics can be so, keep in mind, people like lawyers and licensed insurance agents may be able also help you and the TDI is the regulator with the Insurance commissioner's office and their website information for Life Insurance Locator is at their link below which is not associated with our website but can be found: https://www.tdi.texas.gov/consumer/life-insurance.html
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